Real estate appraisal services for homeowners in the city of Mayfield and Graves County

The top seven reasons why KY homeowners call on Hawkins Real Estate Advisors:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To reduce a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Graves County or the state of KY

Own a house in or near Mayfield, KY and need help determining the price of it?
Contact Hawkins Real Estate Advisors.

We at Hawkins Real Estate Advisors understand the special needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Hawkins Real Estate Advisors will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping customers just like you do away with unwanted and unneeded PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Hawkins Real Estate Advisors is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Hawkins Real Estate Advisors can provide you with efficient appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.